{"id":1370,"date":"2022-04-25T11:28:50","date_gmt":"2022-04-25T15:28:50","guid":{"rendered":"https:\/\/bloosolutions.com\/?p=1370"},"modified":"2022-08-31T06:57:54","modified_gmt":"2022-08-31T10:57:54","slug":"6-main-pci-dss-compliance-goals","status":"publish","type":"post","link":"https:\/\/bloosolutions.com\/6-main-pci-dss-compliance-goals\/","title":{"rendered":"6 Main PCI DSS Compliance Goals"},"content":{"rendered":"

Keeping client data secure is integral to smooth operations and an excellent reputation. Working with sensitive data requires the company to stay compliant with specific rules. If you are processing credit card payments, you\u2019ve probably heard about PCI DSS compliance. It is necessary to remain compliant with related laws and regulations.<\/span> Payment Card Industry Data Security Standard (PCI DSS) is a collection of security standards that require companies that work with credit card information to maintain top-notch security. Otherwise, you can face severe penalties.<\/span> Let\u2019s look at PCI data security standard compliance and its main goals.<\/span><\/p>\n

What is PCI DSS Compliance?<\/b><\/h2>\n

Payment Card Industry Data Security Standard compliance is a set of specific security requirements that an organization must fulfill to keep credit card information safe, which doesn\u2019t just involve credit card processing. The standard dictates the safety of all operations with payment card data, including storage.<\/span> The PCI DSS was created back in 2006 by<\/span> PCI Security Standards Council<\/span><\/a>. All companies that work with credit card information need to comply with the standard to provide minimal security to sensitive information. If your company complies with PCI DSS, it minimizes the chances of security breaches and data loss.<\/span> PCI DSS encompasses six crucial compliance goals. All of them aim to protect stored cardholder data and prevent cyber breaches.<\/span> When a customer uses a credit card to purchase from your organization, they put their trust in your safety measures. PCI Security Standards Council ensures that the trust isn\u2019t misplaced.<\/span><\/p>\n

Here Are Six PCI DSS Compliance Goals:<\/strong><\/h2>\n

1.<\/b> Building and Maintaining a Secure Network<\/b><\/h3>\n

Network security is one of the pillars of secure business operation. Even if you have a small computer network, it\u2019s still vulnerable to both on-premise and cyber breaches. That\u2019s why it\u2019s imperative to beef up security, especially if you are working with sensitive information.<\/span> Creating a robust network involves installing and maintaining security software, firewalls, and anti-virus software. It also includes regular software and hardware maintenance. You should also work on a solid backup and disaster recovery plan.<\/span> Smaller companies often outsource<\/span> cybersecurity services<\/span><\/a> to managed IT service providers who have sufficient time and resources to ensure top-notch results.<\/span><\/p>\n

2.<\/b> Protecting Credit Card Data<\/b><\/h3>\n

When a customer shares cardholder data, it becomes the company\u2019s responsibility to keep it safe.\u00a0 You need to encrypt the transmission of cardholder data through the public networks.<\/span> This involves using PCI-compliant hardware and software. Keep in mind that not all equipment you use for credit card transactions is safe. Many apps and card readers come with cybersecurity loopholes that may be hard to find until too late.<\/span> The easiest way to check whether your payment application is PCI compliant is to check the PCI Security Standard Council\u2019s website. It has a<\/span> list of approved programs<\/span><\/a> for credit card transactions.<\/span><\/p>\n

3.<\/b> Maintaining a Vulnerability Management Program<\/b><\/h3>\n

A vulnerability management program is designed to identify and fix vulnerabilities that hinder the company\u2019s operation. When it comes to PCI DSS compliance, the program involves monitoring credit card data security.<\/span> By implementing this type of program, you aren\u2019t working out a way to regularly test security systems. You are checking the latest developments in cybersecurity. The program helps you find loopholes and develop preventive measures.<\/span><\/p>\n

4.<\/b> Implementing Strong Access Control Measures<\/b><\/h3>\n

A large number of data breaches occur due to poor access control measures. Some of them happen when employees of the organization aren\u2019t careful about sharing their access information. In other cases, the breaches are deliberately done from the inside.<\/span> Besides maintaining secure systems, it\u2019s vital to restrict physical access to protect cardholder data. Doing this can prevent serious security breaches. This action only provides access details, such as system passwords, to designated employees.<\/span><\/p>\n

5.<\/b> Regular Network Monitoring and Testing<\/b><\/h3>\n

Network monitoring and testing are an integral part of network management. It not only ensures smooth operation but also ensures security measures are working. If something happens to the network, it can reveal the problem and notify the related parties.<\/span> Quick response to network problems can prevent serious consequences. When hackers try to breach your system, there is still time to counter their efforts. That\u2019s only possible with continuous testing and monitoring.<\/span> Regular testing of security systems and processing allows you to ensure that the cardholder data is safe at all times.<\/span><\/p>\n

6.<\/b> Designing and Maintaining an Information Security Policy<\/b><\/h3>\n

Information security policy is a collection of rules that explain how to use, manage, and protect IT assets, including cardholder information. These rules apply to all network users and company employees.<\/span> By creating a robust information security policy, you beef up network security and improve data safety. The main elements of such a policy are:<\/span><\/p>\n